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# AI agents are coming to your Visa card

**[TechCentral](https://daily.dev/sources/techcentral)** · 2 min read · 0 upvotes · 0 comments

## Summary

Visa is preparing its payment infrastructure for AI-driven autonomous transactions through its Agentic Ready programme, enrolling South African banks ahead of any live deployments. A deepened partnership with OpenAI will embed Visa's network, tokenisation, and fraud monitoring into OpenAI's agentic platforms. Transactions will operate within user-defined spending limits and merchant categories using tokenised credentials. Despite the technical momentum, consumer trust remains a barrier — only 23% of South African consumers would trust an AI agent to make purchases on their behalf, according to Visa's own research.

## Full article

daily.dev links to this article rather than hosting it. Read it at the original source: <https://techcentral.co.za/ai-agents-are-coming-to-your-visa-card/282867>

## Questions this post answers

### What is Visa's Agentic Ready programme and has it launched in South Africa?

Visa's Agentic Ready programme prepares financial institutions to process fully autonomous AI-driven transactions initiated by AI agents. Local South African banks have been enrolled in the programme, but as of the announcement none had gone live yet. Visa South Africa country head Lineshree Moodley outlined the local roll-out plans at a media roundtable in Sandton.

_Businesses evaluating agentic payment readiness can follow infrastructure shifts like this on daily.dev._

### What did Visa and OpenAI agree to at the Visa Payments Forum regarding agentic transactions?

Visa agreed to supply its global payment network, tokenisation infrastructure, and fraud monitoring to support autonomous transactions initiated by AI agents within OpenAI platforms. The deal builds on OpenAI's role as a founding partner in Visa's Intelligent Commerce initiative launched in April 2025, and the two companies will also explore developer workflows powered by OpenAI's coding agent, Codex, with transactions bounded by user-defined spending limits and merchant restrictions.

_Developers building on AI coding agents like Codex can track partnership moves like this on daily.dev._

### How much consumer trust exists for AI agents making purchases on their behalf in South Africa?

Only 23% of South African consumers said they would trust an AI agent to complete a purchase on their behalf, according to Visa's Stay Secure 2026 study conducted by Wakefield Research across 17 markets. This trust gap persists even as Visa and OpenAI accelerate the underlying agentic payment technology.

_Teams weighing consumer trust against agentic commerce rollout can follow this space on daily.dev._

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- [Visa readies the rails for AI shoppers](https://daily.dev/posts/visa-readies-the-rails-for-ai-shoppers-jjhbawumy) · TechCentral · 0 upvotes · 0 comments
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---

Tags: [#ai-agents](https://daily.dev/tags/ai-agents), [#openai](https://daily.dev/tags/openai)

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