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# Apple teams up with Klarna to launch a lease-to-own program for iPhones, iPads, and Macs

**[TechCrunch](https://daily.dev/sources/tc)** · 2 min read · 0 upvotes · 0 comments

## Summary

Apple is partnering with buy-now-pay-later provider Klarna to launch a new lease-to-own program called Apple Upgrade, set to debut next Tuesday. The program covers iPhones, iPads, Macs, and Apple Watches, with lease terms of up to 24 months for phones and watches and up to 36 months for Macs and iPads. Customers can keep or return devices at the end of the lease, or upgrade to newer models. The move replaces the existing iPhone Upgrade program and is seen as a response to rising hardware prices driven by an industry-wide memory chip shortage ('RAMageddon') fueled by AI demand. The launch also comes amid broader changes at Apple, including a new CEO (John Ternus) and an ongoing lawsuit against OpenAI.

## Full article

daily.dev links to this article rather than hosting it. Read it at the original source: <https://techcrunch.com/2026/07/21/apple-teams-up-with-klarna-to-launch-a-lease-to-own-program-for-iphones-ipads-and-macs>

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---

Tags: [#apple](https://daily.dev/tags/apple), [#fintech](https://daily.dev/tags/fintech), [#iphone](https://daily.dev/tags/iphone)

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