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# Building safe Payment Infrastructure for the autonomous economy — Steve Kaliski, Stripe

**[AI Engineer](https://daily.dev/sources/aidotengineer)** · 18 min read · 0 upvotes · 0 comments

## Summary

Stripe principal engineer Steve Kaliski presents infrastructure for enabling AI agents to safely make payments. The core insight is that discovery benefits from non-determinism (LLMs), but payments and credentials require strict determinism. Three solutions are demonstrated: shared payment tokens (scoped credentials with spend limits tied to specific sellers, enforced by Stripe), the machine payments protocol (HTTP 402-based payment signaling for API tool calls, with blockchain settlement via Tempo), and the agent-to-commerce protocol (ACP, built with OpenAI) providing structured JSON-based checkout flows so agents can transact without scraping web UIs. Together these minimize blast radius from agent errors like buying from wrong merchants, wrong amounts, or leaking credentials.

## Full article

daily.dev links to this article rather than hosting it. Read it at the original source: <https://www.youtube.com/watch?v=KLSuFPj2ld0>

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---

Tags: [#architecture](https://daily.dev/tags/architecture), [#ai-agents](https://daily.dev/tags/ai-agents), [#stripe](https://daily.dev/tags/stripe)

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