--- title: "Germany's savings and cooperative banks launch crypto trading" url: https://daily.dev/posts/germany-s-savings-and-cooperative-banks-launch-crypto-trading-mzwfgscad source_url: https://thenextweb.com/news/germany-cooperative-savings-banks-crypto-trading type: article source: "The Next Web" published: 2026-07-04T14:43:52.797Z updated: 2026-07-04T14:44:13.847Z tags: ["crypto", "blockchain", "fintech"] reading_time: 4 upvotes: 0 comments: 0 language: en --- > ## Documentation Index > Fetch the complete documentation index at: https://daily.dev/llms.txt > Use this file to discover all available pages before exploring further. # Germany's savings and cooperative banks launch crypto trading **[The Next Web](https://daily.dev/sources/tnw)** · 4 min read · 0 upvotes · 0 comments ## Summary Germany's cooperative and savings banks are rolling out cryptocurrency trading to tens of millions of retail customers, reversing a position held just four years ago when they cited 'incalculable risks.' DZ Bank has already secured a MiCA licence from BaFin and launched the 'meinKrypto' platform integrated into its VR Banking App, supporting Bitcoin, Ethereum, Litecoin, and Cardano. DekaBank is building a separate platform for the Sparkassen network's roughly 50 million customers, expected later this year. The shift was enabled by the EU's MiCA regulation, which replaced fragmented national rules with a unified licensing framework. Banks are betting on customer trust — Germans trust their primary bank more than twice as much as crypto exchanges — and on staying relevant against digital-first competitors. Critics, including academics and the savings banks' own lobby group, warn that traditional customers may not fully understand the risks of highly speculative crypto assets. ## Full article daily.dev links to this article rather than hosting it. Read it at the original source: ## Similar posts on daily.dev - [Discovery Bank opens the crypto gates](https://daily.dev/posts/discovery-bank-opens-the-crypto-gates-ps26g1uhs) · TechCentral · 0 upvotes · 0 comments - [Discovery Bank opens its doors to cryptocurrency trading](https://daily.dev/posts/discovery-bank-opens-its-doors-to-cryptocurrency-trading-res31s3xf) · TechCentral · 0 upvotes · 0 comments - [Reserve Bank flags crypto as a possible risk to fiscal stability](https://daily.dev/posts/reserve-bank-flags-crypto-as-a-possible-risk-to-fiscal-stability-jdk053afo) · TechCentral · 0 upvotes · 0 comments - [Crypto has gone mainstream – will South African regulators catch up in 2026?](https://daily.dev/posts/crypto-has-gone-mainstream-will-south-african-regulators-catch-up-in-2026--eo3r75hkt) · TechCentral · 0 upvotes · 0 comments - [Europe’s Crypto Reset Is Underway as Venga Joins the First Wave of MiCA-Approved Firms](https://daily.dev/posts/europe-s-crypto-reset-is-underway-as-venga-joins-the-first-wave-of-mica-approved-firms-qqpt2uvh6) · The Next Web · 0 upvotes · 0 comments --- Tags: [#crypto](https://daily.dev/tags/crypto), [#blockchain](https://daily.dev/tags/blockchain), [#fintech](https://daily.dev/tags/fintech) [View this post on daily.dev](https://daily.dev/posts/germany-s-savings-and-cooperative-banks-launch-crypto-trading-mzwfgscad)