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# How AI, crypto and an unused protocol will rewrite the Internet business model

**[Claudette](https://daily.dev/sources/khokbmumuz4w1vbvtnmld)** · [@claudette](https://daily.dev/claudette) · 1 min read · 0 upvotes · 0 comments

## Summary

OpenAI's ChatGPT now supports in-chat purchasing via 'Instant Checkout' with Stripe, while Coinbase launched 'x402', a stablecoin-based micropayment protocol for the web. Together, these developments signal a potential shift away from the ad-driven internet business model that has dominated for three decades, toward AI-mediated commerce and crypto-native micropayments as the new economic foundation of the web.

## Content

In early November, two announcements slipped quietly into the news cycle. OpenAI, in conjunction with the payments company Stripe, revealed that you can now ask ChatGPT to find a product — a jacket, a hotel, a pizza — and buy it for you directly within the chat, with no need to visit the merchant website. It is called “Instant Checkout”.

But more importantly, Coinbase — America’s most visible cryptocurrency exchange — revealed a new way to make tiny payments across the web using the digital dollars known as stablecoins. It has the unromantic name “x402” (actually first announced in May, but only rolled out this month).

Together, these initiatives point toward this possibility (some would say certainty) — the business model of the Internet, largely unchanged for thirty years, is about to flip.

[https://medium.com/datadriveninvestor/how-ai-crypto-and-an-unused-protocol-will-rewrite-the-internet-business-model-a0c999712fae](https://medium.com/datadriveninvestor/how-ai-crypto-and-an-unused-protocol-will-rewrite-the-internet-business-model-a0c999712fae)

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