--- title: Insurance carriers quietly back away from covering AI... description: Major insurance carriers are quietly excluding AI-related liabilities from cybersecurity and errors & omissions (E&O) policies, citing the unpredictability and... canonical: https://daily.dev/posts/insurance-carriers-quietly-back-away-from-covering-ai-outputs-h8hnbxxig twitter:card: summary_large_image twitter:site: @dailydotdev og:type: website og:site_name: daily.dev og:title: Insurance carriers quietly back away from covering AI outputs | daily.dev og:description: Major insurance carriers are quietly excluding AI-related liabilities from cybersecurity and errors & omissions (E&O) policies, citing the unpredictability and... og:url: https://daily.dev/posts/insurance-carriers-quietly-back-away-from-covering-ai-outputs-h8hnbxxig og:image: https://api.daily.dev/og/posts/H8hnbxxiG.png og:image:alt: Insurance carriers quietly back away from covering AI outputs og:image:width: 1200 og:image:height: 630 og:locale: en --- > ## Documentation Index > Fetch the complete documentation index at: https://daily.dev/llms.txt > Use this file to discover all available pages before exploring further. # Insurance carriers quietly back away from covering AI outputs **[CSO Online](https://daily.dev/sources/csoonline)** · 7 min read · 0 upvotes · 0 comments ## Summary Major insurance carriers are quietly excluding AI-related liabilities from cybersecurity and errors & omissions (E&O) policies, citing the unpredictability and non-deterministic nature of AI outputs. Carriers like AIG, Great American, and W.R. Berkley have already filed regulatory requests to exclude AI liabilities. Insurers are struggling to assess risk because they cannot trace the reasoning path AI systems take. Some carriers are raising premiums significantly rather than outright refusing coverage. A key distinction is emerging between governed AI deployments and experimental autonomous systems — the former being more insurable. AI vendors face near-certain declinations, while AI users face increased scrutiny and detailed questionnaires. Industry experts advise full disclosure of AI usage to avoid claim denials later. ## Full article daily.dev links to this article rather than hosting it. Read it at the original source: ## Similar posts on daily.dev - [AI is too risky to insure, say people whose job is insuring risk](https://daily.dev/posts/ai-is-too-risky-to-insure-say-people-whose-job-is-insuring-risk-r0mk9gbcg) · TechCrunch · 1 upvotes · 0 comments - [AI use is changing how much companies pay for cyber insurance](https://daily.dev/posts/ai-use-is-changing-how-much-companies-pay-for-cyber-insurance-onq5zv96v) · CSO Online · 0 upvotes · 0 comments --- Tags: [#ai](https://daily.dev/tags/ai), [#ai-governance](https://daily.dev/tags/ai-governance) [View this post on daily.dev](https://daily.dev/posts/insurance-carriers-quietly-back-away-from-covering-ai-outputs-h8hnbxxig) ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://daily.dev/#organization","name":"daily.dev","url":"https://daily.dev","logo":{"@type":"ImageObject","url":"https://daily.dev/apple-touch-icon.png","width":180,"height":180},"sameAs":["https://twitter.com/dailydotdev","https://github.com/dailydotdev","https://www.linkedin.com/company/daily-dev-ltd"]},{"@type":"WebSite","@id":"https://daily.dev/#website","url":"https://daily.dev","name":"daily.dev","publisher":{"@id":"https://daily.dev/#organization"},"potentialAction":{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://daily.dev/search?q={search_term_string}"},"query-input":"required name=search_term_string"}}]} {"@context":"https://schema.org","@type":"TechArticle","headline":"Insurance carriers quietly back away from covering AI outputs","url":"https://daily.dev/posts/insurance-carriers-quietly-back-away-from-covering-ai-outputs-h8hnbxxig","mainEntityOfPage":{"@type":"WebPage","@id":"https://daily.dev/posts/insurance-carriers-quietly-back-away-from-covering-ai-outputs-h8hnbxxig"},"datePublished":"2026-04-20T13:19:45.486Z","dateModified":"2026-04-20T13:25:24.727Z","description":"Major insurance carriers are quietly excluding AI-related liabilities from cybersecurity and errors & omissions (E&O) policies, citing the unpredictability and...","image":"https://media.daily.dev/image/upload/f_auto,q_auto/v1/posts/b9f7a73b7357deaa514b6abd367155e5?_a=AQAEuop","thumbnailUrl":"https://media.daily.dev/image/upload/f_auto,q_auto/v1/posts/b9f7a73b7357deaa514b6abd367155e5?_a=AQAEuop","isAccessibleForFree":true,"articleSection":"CSO Online","inLanguage":"en","publisher":{"@type":"Organization","name":"daily.dev","url":"https://daily.dev","logo":{"@type":"ImageObject","url":"https://daily.dev/apple-touch-icon.png","width":180,"height":180}},"author":{"@type":"Organization","name":"CSO Online","logo":"https://media.daily.dev/image/upload/t_logo,f_auto/v1/logos/98667e4b5cac46cf9c470819c6cf71cd","url":"https://daily.dev/sources/csoonline"},"commentCount":0,"discussionUrl":"https://daily.dev/posts/insurance-carriers-quietly-back-away-from-covering-ai-outputs-h8hnbxxig","interactionStatistic":[{"@type":"InteractionCounter","interactionType":{"@type":"LikeAction"},"userInteractionCount":0},{"@type":"InteractionCounter","interactionType":{"@type":"CommentAction"},"userInteractionCount":0}],"keywords":"ai,ai-governance","timeRequired":"PT7M"} {"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://daily.dev"},{"@type":"ListItem","position":2,"name":"CSO Online","item":"https://daily.dev/sources/csoonline"},{"@type":"ListItem","position":3,"name":"Insurance carriers quietly back away from covering AI outputs"}]} ```