--- title: Klarna applies for a US banking licence | daily.dev description: Klarna has filed applications with the Utah Department of Financial Institutions and the FDIC to launch Klarna Bank USA, an FDIC-insured institution. The move... canonical: https://daily.dev/posts/klarna-applies-for-a-us-banking-licence-uhd1mjxnk twitter:card: summary_large_image twitter:site: @dailydotdev og:type: website og:site_name: daily.dev og:title: Klarna applies for a US banking licence | daily.dev og:description: Klarna has filed applications with the Utah Department of Financial Institutions and the FDIC to launch Klarna Bank USA, an FDIC-insured institution. The move... og:url: https://daily.dev/posts/klarna-applies-for-a-us-banking-licence-uhd1mjxnk og:image: https://api.daily.dev/og/posts/uhd1MjXnK.png og:image:alt: Klarna applies for a US banking licence og:image:width: 1200 og:image:height: 630 og:locale: en --- > ## Documentation Index > Fetch the complete documentation index at: https://daily.dev/llms.txt > Use this file to discover all available pages before exploring further. # Klarna applies for a US banking licence **[The Next Web](https://daily.dev/sources/tnw)** · 2 min read · 0 upvotes · 0 comments ## Summary Klarna has filed applications with the Utah Department of Financial Institutions and the FDIC to launch Klarna Bank USA, an FDIC-insured institution. The move would allow the Swedish BNPL giant to fund loans with customer deposits instead of wholesale money, and offer checking accounts and credit cards directly. Klarna already has over 30 million US customers and $93bn in credit extended, but currently relies on partner banks like WebBank. The company joins Revolut, Bunq, and Mercury in a growing race for US banking charters, with Klarna citing a more receptive regulatory environment under the Trump administration. ## Full article daily.dev links to this article rather than hosting it. Read it at the original source: ## Similar posts on daily.dev - [Klarna launches 3.28% US savings accounts via WebBank](https://daily.dev/posts/klarna-launches-3-28-us-savings-accounts-via-webbank-yfkyy7ep9) · The Next Web · 0 upvotes · 0 comments - [UK is delaying Revolut’s banking license over risk management concerns](https://daily.dev/posts/uk-is-delaying-revolut-s-banking-license-over-risk-management-concerns-gsgwzytx0) · TechCrunch · 0 upvotes · 0 comments - [Danish startup FlatPay joins the club of European fintech unicorns to track](https://daily.dev/posts/danish-startup-flatpay-joins-the-club-of-european-fintech-unicorns-to-track-kps3mdwyd) · TechCrunch · 0 upvotes · 0 comments - [Medium](https://daily.dev/posts/medium-i7dldjm0k) · Medium · 0 upvotes · 0 comments - [BNPL market hots up as Shoprite enters space](https://daily.dev/posts/bnpl-market-hots-up-as-shoprite-enters-space-ru7g6tbrq) · TechCentral · 0 upvotes · 0 comments --- Tags: [#fintech](https://daily.dev/tags/fintech), [#banking](https://daily.dev/tags/banking) [View this post on daily.dev](https://daily.dev/posts/klarna-applies-for-a-us-banking-licence-uhd1mjxnk) ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://daily.dev/#organization","name":"daily.dev","url":"https://daily.dev","logo":{"@type":"ImageObject","url":"https://daily.dev/apple-touch-icon.png","width":180,"height":180},"sameAs":["https://twitter.com/dailydotdev","https://github.com/dailydotdev","https://www.linkedin.com/company/daily-dev-ltd"]},{"@type":"WebSite","@id":"https://daily.dev/#website","url":"https://daily.dev","name":"daily.dev","publisher":{"@id":"https://daily.dev/#organization"},"potentialAction":{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://daily.dev/search?q={search_term_string}"},"query-input":"required name=search_term_string"}}]} {"@context":"https://schema.org","@type":"TechArticle","headline":"Klarna applies for a US banking licence","url":"https://daily.dev/posts/klarna-applies-for-a-us-banking-licence-uhd1mjxnk","mainEntityOfPage":{"@type":"WebPage","@id":"https://daily.dev/posts/klarna-applies-for-a-us-banking-licence-uhd1mjxnk"},"datePublished":"2026-07-06T15:50:30.094Z","dateModified":"2026-07-06T15:50:48.309Z","description":"Klarna has filed applications with the Utah Department of Financial Institutions and the FDIC to launch Klarna Bank USA, an FDIC-insured institution. 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