--- title: Optasia beats IPO guidance in maiden results as lending... description: Optasia, the JSE-listed fintech that raised R6.5-billion in its November IPO, has reported maiden annual results that beat listing guidance. Revenue surged 76%... canonical: https://daily.dev/posts/optasia-beats-ipo-guidance-in-maiden-results-as-lending-scales-qfy2hvbnf twitter:card: summary_large_image twitter:site: @dailydotdev og:type: website og:site_name: daily.dev og:title: Optasia beats IPO guidance in maiden results as lending scales | daily.dev og:description: Optasia, the JSE-listed fintech that raised R6.5-billion in its November IPO, has reported maiden annual results that beat listing guidance. Revenue surged 76%... og:url: https://daily.dev/posts/optasia-beats-ipo-guidance-in-maiden-results-as-lending-scales-qfy2hvbnf og:image: https://api.daily.dev/og/posts/qFY2HVBNf.png og:image:alt: Optasia beats IPO guidance in maiden results as lending scales og:image:width: 1200 og:image:height: 630 og:locale: en --- > ## Documentation Index > Fetch the complete documentation index at: https://daily.dev/llms.txt > Use this file to discover all available pages before exploring further. # Optasia beats IPO guidance in maiden results as lending scales **[TechCentral](https://daily.dev/sources/techcentral)** · 4 min read · 0 upvotes · 0 comments ## Summary Optasia, the JSE-listed fintech that raised R6.5-billion in its November IPO, has reported maiden annual results that beat listing guidance. Revenue surged 76% to $265.4-million for 2025, with normalised net income up 57% to $57.8-million. The total value of credit facilitated grew 44% to $5.5-billion. Micro-financing solutions became the dominant revenue driver for the first time, growing 149% year-on-year to represent 63% of group revenue. Total service users grew 43% to 432 million across Africa and Asia. The company uses proprietary AI algorithms to assess creditworthiness via unstructured data from mobile operators. Default rates rose slightly to 1.2% but remained within expectations. Optasia also announced the acquisition of Finergi, a real-time credit platform embedded in prepaid electricity systems, extending its embedded finance strategy beyond telecoms. The company expects to outperform its listing guidance in 2026. ## Full article daily.dev links to this article rather than hosting it. 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