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title: Self Driving Car Insurance at Lemonade | daily.dev
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# Self Driving Car Insurance at Lemonade

**[Hacker News](https://daily.dev/sources/hn)** · 5 min read · 2 upvotes · 0 comments

## Summary

Lemonade launched autonomous car insurance offering Tesla owners 50% discounts on miles driven using Full Self-Driving technology. The system automatically tracks FSD versus manual miles through Tesla's Fleet API integration, requiring no additional devices or manual reporting. Currently available in Arizona with Oregon launching February 2026, the coverage requires Tesla Hardware 4.0+ and specific firmware versions. The pricing model reflects Tesla's safety data showing FSD reduces crashes by 52% overall, with the infrastructure designed to support other manufacturers' autonomous systems as they emerge.

## Full article

daily.dev links to this article rather than hosting it. Read it at the original source: <https://www.lemonade.com/car/explained/self-driving-car-insurance/>

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Tags: [#iot](https://daily.dev/tags/iot), [#tesla](https://daily.dev/tags/tesla)

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