THE 2028 GLOBAL INTELLIGENCE CRISIS
This title could be clearer and more informative.Try out Clickbait Shieldfor free (5 uses left this month).
A speculative macroeconomic scenario written as a fictional June 2028 memo, exploring what happens if AI capabilities continue accelerating as expected. The piece traces a 'Global Intelligence Crisis': agentic coding tools collapse SaaS pricing power, white-collar layoffs trigger a consumer spending spiral, AI agents eliminate intermediation-based business models, private credit defaults cascade through PE-backed software LBOs into life insurer balance sheets, and prime mortgage assumptions break down as high-earning professionals lose income. The scenario argues that AI creates a feedback loop with no natural brake — unlike cyclical recessions — because the technology that causes displacement keeps improving and getting cheaper. Written from the present (February 2026), it urges investors and policymakers to assess portfolio and institutional assumptions before the spiral begins.
