--- title: The quiet rewiring of the world’s financial plumbing description: Blockchain technology is poised to transform global financial market infrastructure far beyond its cryptocurrency origins. Tokenisation — representing... canonical: https://daily.dev/posts/the-quiet-rewiring-of-the-world-s-financial-plumbing-ctlrcvhwj twitter:card: summary_large_image twitter:site: @dailydotdev og:type: website og:site_name: daily.dev og:title: The quiet rewiring of the world’s financial plumbing | daily.dev og:description: Blockchain technology is poised to transform global financial market infrastructure far beyond its cryptocurrency origins. Tokenisation — representing... og:url: https://daily.dev/posts/the-quiet-rewiring-of-the-world-s-financial-plumbing-ctlrcvhwj og:image: https://api.daily.dev/og/posts/CtlrCVHwJ.png og:image:alt: The quiet rewiring of the world’s financial plumbing og:image:width: 1200 og:image:height: 630 og:locale: en --- > ## Documentation Index > Fetch the complete documentation index at: https://daily.dev/llms.txt > Use this file to discover all available pages before exploring further. # The quiet rewiring of the world’s financial plumbing **[TechCentral](https://daily.dev/sources/techcentral)** · 4 min read · 0 upvotes · 0 comments ## Summary Blockchain technology is poised to transform global financial market infrastructure far beyond its cryptocurrency origins. Tokenisation — representing real-world assets like bonds, shares and cash as digital tokens — is gaining traction with major institutions including BlackRock, Franklin Templeton, JPMorgan, Nasdaq and Euronext. Stablecoins are emerging as a key mechanism for moving value across blockchain networks, with rand-pegged examples like ZARU and ZARP already live in South Africa. The core benefits include faster settlement, reduced intermediaries, automated administration via smart contracts, and lower cross-border transaction costs. The article argues that South Africa's sophisticated but legacy-dependent financial system must engage with these developments to remain competitive globally, and that regulators must craft frameworks that enable participation rather than create barriers. ## Full article daily.dev links to this article rather than hosting it. Read it at the original source: ## Questions this post answers ### What is the difference between blockchain and cryptocurrency? Blockchain is digital infrastructure for recording, validating and transferring information and value securely. Cryptocurrency is just one application built on top of it. The broader opportunity lies in using blockchain to improve financial market plumbing — through tokenisation of real-world assets, stablecoins for cross-border payments, and smart contracts that automate settlement and administration. _Developers building in fintech track how this distinction shapes product decisions on daily.dev._ ### Which major financial institutions are investing in blockchain tokenisation projects? JPMorgan, Standard Chartered, Nasdaq and Euronext are actively exploring or implementing tokenisation projects. Asset managers BlackRock and Franklin Templeton have launched tokenised investment products, and the Depository Trust & Clearing Corporation is developing tokenised market infrastructure. Regulators in the US, UK, EU and Singapore are also developing clearer digital asset frameworks to support this shift. _Engineers working on financial infrastructure follow institutional blockchain adoption closely on daily.dev._ ## Similar posts on daily.dev - [How tokenisation is rewiring global finance – and why South Africa can’t sit it out](https://daily.dev/posts/how-tokenisation-is-rewiring-global-finance-and-why-south-africa-can-t-sit-it-out-ikbvxsurb) · TechCentral · 1 upvotes · 0 comments - [An inflection point for crypto in South Africa](https://daily.dev/posts/an-inflection-point-for-crypto-in-south-africa-jdl5dxp4y) · TechCentral · 0 upvotes · 0 comments - [Blockchain and Smart Contracts in Asset Tokenisation](https://daily.dev/posts/blockchain-and-smart-contracts-in-asset-tokenisation-nrlcikopo) · Coins Bench · 1 upvotes · 0 comments - [SWIFT Is Bringing Blockchain Into Global Banking: The Rise of Tokenized Deposits](https://daily.dev/posts/swift-is-bringing-blockchain-into-global-banking-the-rise-of-tokenized-deposits-uh6qpljqg) · Medium · 1 upvotes · 0 comments - [Guest Post: How Tokenized Finance Can Prepare for Post-Quantum Security](https://daily.dev/posts/guest-post-how-tokenized-finance-can-prepare-for-post-quantum-security-gfxvaumnt) · The Quantum Insider · 0 upvotes · 0 comments --- Tags: [#blockchain](https://daily.dev/tags/blockchain), [#fintech](https://daily.dev/tags/fintech), [#nlp](https://daily.dev/tags/nlp), [#smart-contracts](https://daily.dev/tags/smart-contracts), [#stablecoin](https://daily.dev/tags/stablecoin) [View this post on daily.dev](https://daily.dev/posts/the-quiet-rewiring-of-the-world-s-financial-plumbing-ctlrcvhwj) ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://daily.dev/#organization","name":"daily.dev","url":"https://daily.dev","logo":{"@type":"ImageObject","url":"https://daily.dev/apple-touch-icon.png","width":180,"height":180},"sameAs":["https://twitter.com/dailydotdev","https://github.com/dailydotdev","https://www.linkedin.com/company/daily-dev-ltd"]},{"@type":"WebSite","@id":"https://daily.dev/#website","url":"https://daily.dev","name":"daily.dev","publisher":{"@id":"https://daily.dev/#organization"},"potentialAction":{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://daily.dev/search?q={search_term_string}"},"query-input":"required name=search_term_string"}}]} {"@context":"https://schema.org","@type":"TechArticle","headline":"The quiet rewiring of the world’s financial plumbing","url":"https://daily.dev/posts/the-quiet-rewiring-of-the-world-s-financial-plumbing-ctlrcvhwj","mainEntityOfPage":{"@type":"WebPage","@id":"https://daily.dev/posts/the-quiet-rewiring-of-the-world-s-financial-plumbing-ctlrcvhwj"},"datePublished":"2026-08-11T07:20:48.681Z","dateModified":"2026-10-14T02:26:20.743Z","description":"Blockchain technology is poised to transform global financial market infrastructure far beyond its cryptocurrency origins. 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