--- title: "Visa lays groundwork for AI payments in South Africa" url: https://daily.dev/posts/visa-lays-groundwork-for-ai-payments-in-south-africa-rtqgduh2q source_url: https://techcentral.co.za/visa-lays-groundwork-for-ai-payments-in-south-africa/282535 type: article source: "TechCentral" published: 2026-06-10T09:00:38.779Z updated: 2026-06-10T09:01:01.673Z tags: ["fintech", "agentic-ai", "fraud-detection"] reading_time: 4 upvotes: 0 comments: 0 language: en --- > ## Documentation Index > Fetch the complete documentation index at: https://daily.dev/llms.txt > Use this file to discover all available pages before exploring further. # Visa lays groundwork for AI payments in South Africa **[TechCentral](https://daily.dev/sources/techcentral)** · 4 min read · 0 upvotes · 0 comments ## Summary Visa has enrolled South African banks in its Agentic Ready programme, laying the infrastructure for fully autonomous AI-driven payments where software agents shop, compare prices, and complete transactions without human involvement. However, only 23% of South African consumers trust AI agents to make purchases on their behalf, according to Visa's Stay Secure 2026 study. The technology stack includes Visa Intelligent Commerce APIs, the Agentic Ready programme, and the Visa Trusted Agent Protocol. On the fraud side, 42.5% of fraud attempts now involve AI, with AI-powered scams growing over 1,210% in 2025. Visa's AI fraud detection claims 92–98% accuracy versus ~25% for rule-based systems. Liability for fraudulent agentic transactions follows existing Visa rules, with the consumer remaining the originating party. ## Full article daily.dev links to this article rather than hosting it. Read it at the original source: ## Similar posts on daily.dev - [AI agents are coming to your Visa card](https://daily.dev/posts/ai-agents-are-coming-to-your-visa-card-xz4fgzdoc) · TechCentral · 0 upvotes · 0 comments - [Visa readies the rails for AI shoppers](https://daily.dev/posts/visa-readies-the-rails-for-ai-shoppers-jjhbawumy) · TechCentral · 0 upvotes · 0 comments - [How AI agents could rewrite the rules of South African banking](https://daily.dev/posts/how-ai-agents-could-rewrite-the-rules-of-south-african-banking-riuskzos9) · TechCentral · 0 upvotes · 0 comments - [AI, crypto and biometrics reshaping how South Africans pay, says Visa](https://daily.dev/posts/ai-crypto-and-biometrics-reshaping-how-south-africans-pay-says-visa-5kwylmitg) · TechCentral · 0 upvotes · 0 comments - [AI fraud is outrunning South African banking defences](https://daily.dev/posts/ai-fraud-is-outrunning-south-african-banking-defences-dcdy1czqj) · TechCentral · 0 upvotes · 0 comments --- Tags: [#fintech](https://daily.dev/tags/fintech), [#agentic-ai](https://daily.dev/tags/agentic-ai), [#fraud-detection](https://daily.dev/tags/fraud-detection) [View this post on daily.dev](https://daily.dev/posts/visa-lays-groundwork-for-ai-payments-in-south-africa-rtqgduh2q)