Cyber insurers are tightening underwriting standards and now scrutinize how well organizations manage identity-based risk, not just whether they have traditional controls like MFA or endpoint protection. Identity has become the primary attack surface, with compromised credentials, stolen session tokens, and account takeover driving major losses. Identity Intelligence — continuous monitoring of exposed identities across employees, executives, and third parties — provides measurable evidence of cyber resilience. Key metrics like Executive Exposure Score, Time-to-Remediation, and Repeat Exposure Rate help security teams communicate risk posture to underwriters and improve governance across the organization. Constella Intelligence positions its platform as the tool to deliver this visibility.