--- title: Best Banking posts of 2024 | daily.dev description: The most upvoted Banking posts of 2024, curated by the daily.dev community. canonical: https://daily.dev/tags/banking/best-of/2024 twitter:card: summary_large_image twitter:site: @dailydotdev og:url: https://daily.dev/tags/banking/best-of/2024 og:type: website og:site_name: daily.dev og:title: Best Banking posts of 2024 | daily.dev og:description: The most upvoted Banking posts of 2024, curated by the daily.dev community. og:image: https://media.daily.dev/image/upload/s--VAY5ToZt--/f_auto/v1724209435/public/daily.dev%20-%20open%20graph --- # Best of Banking — 2024 1. 1 [](/posts/how-modern-banking-is-using-graphql-7swlzvlkl "How Modern Banking Is Using GraphQL") Article Nordic APIs · 2y How Modern Banking Is Using GraphQL GraphQL is revolutionizing the banking industry by providing flexible and efficient data querying and integration. Major banks like National Australia Bank and Varo are leveraging GraphQL to streamline their systems, reduce duplication, and improve the user experience. Institutions like Goldman Sachs and BBVA are also adopting GraphQL to enhance data connectivity and security, showcasing the language's versatility and scalability in handling complex financial data needs. 110 1 2. 2 [](/posts/isn-t-it-ironic-money-isn-t-transactional-qddtekzab "Isn't it ironic: Money isn't transactional") Article Ayende @ Rahien · 2y Isn't it ironic: Money isn't transactional The author, who works on transactional databases, finds it ironic that there are no real-world transactions for money transfers, highlighting inefficiencies in the banking system. They share an example where a payment remained pending despite the recipient confirming receipt, providing insights into historical banking methods and distributed system design. 20 2 3. 4 [](/posts/iso20022-js-xuq45yqwb "iso20022.js") Article Hacker News · 2y iso20022.js iso20022.js is an open-source Node.js library designed for enterprise-grade communication with banks using the ISO20022 standards. It allows users to send SWIFT payments with minimal code. The library offers low dependency integrations and is highly configurable for corporate financial transactions. 10 4. 5 [](/posts/you-can-now-track-and-manage-bank-transactions-with-cred-cs191f0a9 "You can now track and manage bank transactions with CRED") Article TechCrunch · 2y You can now track and manage bank transactions with CRED CRED, a Bengaluru-based fintech startup, has introduced a new feature called CRED Money to help users manage and gain insights into their cash flow by consolidating financial data from multiple bank accounts. This feature leverages India’s account aggregator framework to ensure secure, purpose-specific data sharing and uses data science algorithms to analyze transactions and provide actionable insights. Set to launch in phases, CRED Money is part of the startup's broader effort to enhance personal finance management among its affluent user base. 11 5. 6 [](/posts/how-ux-design-can-prevent-scammers-from-stealing-money-xoh1i1glg "How UX design can prevent scammers from stealing money") Article Medium · 2y How UX design can prevent scammers from stealing money Scammers exploit human vulnerabilities to steal money from bank accounts, making user-focused design crucial in financial apps to help users recognize and avoid scams. By employing tactics like phishing and social engineering, fraudsters trick victims into making unauthorized transactions. UX design can thwart these efforts by integrating features that prompt critical thinking, providing clear warnings, and adding friction during sensitive actions. The European Union's Strong Customer Authentication (SCA) boosts security, but more persuasive scammers can still bypass it. Therefore, continuous user education and innovative design solutions are key to preventing financial fraud. 10 [See all Banking archives](/tags/banking/best-of) ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://daily.dev/#organization","name":"daily.dev","url":"https://daily.dev","logo":{"@type":"ImageObject","url":"https://daily.dev/apple-touch-icon.png","width":180,"height":180},"sameAs":["https://twitter.com/dailydotdev","https://github.com/dailydotdev","https://www.linkedin.com/company/daily-dev-ltd"]},{"@type":"WebSite","@id":"https://daily.dev/#website","url":"https://daily.dev","name":"daily.dev","publisher":{"@id":"https://daily.dev/#organization"},"potentialAction":{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://daily.dev/search?q={search_term_string}"},"query-input":"required name=search_term_string"}}]} {"@context":"https://schema.org","@graph":[{"@type":"CollectionPage","@id":"https://daily.dev/tags/banking/best-of/2024#page","url":"https://daily.dev/tags/banking/best-of/2024","name":"Best Banking Posts of 2024","description":"The most upvoted Banking posts of 2024, curated by the daily.dev community.","isPartOf":{"@type":"WebSite","url":"https://daily.dev"}},{"@type":"ItemList","@id":"https://daily.dev/tags/banking/best-of/2024#items","numberOfItems":5,"itemListElement":[{"@type":"ListItem","position":1,"url":"https://daily.dev/posts/how-modern-banking-is-using-graphql-7swlzvlkl","name":"How Modern Banking Is Using GraphQL"},{"@type":"ListItem","position":2,"url":"https://daily.dev/posts/isn-t-it-ironic-money-isn-t-transactional-qddtekzab","name":"Isn't it ironic: Money isn't transactional"},{"@type":"ListItem","position":4,"url":"https://daily.dev/posts/iso20022-js-xuq45yqwb","name":"iso20022.js"},{"@type":"ListItem","position":5,"url":"https://daily.dev/posts/you-can-now-track-and-manage-bank-transactions-with-cred-cs191f0a9","name":"You can now track and manage bank transactions with CRED"},{"@type":"ListItem","position":6,"url":"https://daily.dev/posts/how-ux-design-can-prevent-scammers-from-stealing-money-xoh1i1glg","name":"How UX design can prevent scammers from stealing money"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://daily.dev"},{"@type":"ListItem","position":2,"name":"Tags","item":"https://daily.dev/tags"},{"@type":"ListItem","position":3,"name":"Banking","item":"https://daily.dev/tags/banking"},{"@type":"ListItem","position":4,"name":"Best of","item":"https://daily.dev/tags/banking/best-of"},{"@type":"ListItem","position":5,"name":"2024"}]}]} ```